Is this beneficial to use 0% cash credit card?
Hi, I'm hoping someone might be able to advise on the below, Ive been whittling down my debt for a couple of years now and am nearly there and in a much better place than i was. Currently I have the...
View ArticleLowell Vodafone debt wich I don't know about
Hello MSE Forum/ Vodafone/ National Debtline Some problem for me. LOWELL has recently contacted me for a VODAFONE debt which is not mine. I never had an contract with them. They claimed that I owe...
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Millions in debt crisis to be helped by two-month 'breathing space' - MSE News
New rules which will give people struggling with problem debt a grace period of 60 days to get their finances back under control are set to help millions, according to new estimates published by the...
View ArticleBreathing Space to help millions in debt
Governments new breathing space period will freeze interest, fees and enforcement for people in problem debt, with further protections for those in mental health crisis treatment Millions of people...
View ArticleDMP, EF do I start, do I wait??
Hi all, Finally dragged my head out of the sand and taking steps to commence a DMP through SC. Myself and my partner are taking out separate ones to pay off £16k and £7k over 19 months and 25 months...
View ArticleThings that you used to spend your pocket money on
I would spend my pocket money on sweets and pop.
View ArticleToken Payments
Hi All, Ive recently took on organising my own token payments instead of using stepchange. I have 16 creditors, for amounts varying from £200 - £15k. I have wrote to them all and explained my...
View ArticleHelp with debt please
Hi there, I've decided that 2020 is the year I'm going to tackle my debts properly. I have a bad credit rating due to a defaulted account a couple of years ago, and a breakup meant I was living beyond...
View ArticleClaims form, defence
Hello all, I don't know what to do with this situation im in. A claims form has come through the post for an unpaid invoice from an employment lawyer I used sometime ago. Money is really tight at the...
View ArticleHow to sort my money out
Sorry if this is in the wrong thread but I was not sure where to put it. The problem I have is that I have money coming in each week,fortnight,monthly and every 28 days. I am paying off minimum amounts...
View ArticleLooking for help on what order to pay debts
Hi, I'm looking for some help on which order I should pay off the remaining debts I have. Without giving a long back story I have suffered with mental health problems since i was 18. This lead to me...
View ArticleMoney Claim from HM Courts & Tribunals
Good Afternoon, I'm just after a bit of advice. In October 2018 after suddenly losing my job, a friend loaned me £3500 to tide me over. We agreed repayments would start in January and I paid her back...
View ArticleI want to switch current account whilst also reducing/getting rid of my...
So I've been with Halifax all my life and I'm looking to switch. The main reasoning for this is my overdraft. Early last year, long story short my partner had some time off work ill, ended up being...
View ArticleDebt help and advice needed please
Hi there, I have been reading these forums but feel like I need some help as my debt is becoming harder and harder to manage. I dont want to go into an arrangement if I can help it but I feel like it...
View ArticleCan finally see the end ...lessons learned
So Just been updating my spreadsheet which contains all of my out standing debt balances and I was totally delighted to see that I will owe c£6k in March which has been reduced from nearly £30k in the...
View ArticleCleaning up for parents. Loans + SOA Calculator
Hello there! :j I already started a thread in the Mortgage-Free Wannabes section (it's titled Cleaning Up For My Parents by 2024), but was asked to come here after filling out a Statement of Affairs....
View ArticleLetter from BPO
Ive just received a letter from BPO saying Im due racing post TV for £274 because I forgot to cancel the free trial. Do I need to pay this or what?
View ArticleDebt with lowell
I had a british gas bill of £755, they defaulted me and sold the debt to lowell, I have spoken to british gas and they have admitted the debt is invalid but said they could not do anything as the debt...
View ArticlePRA CCA Request
Really hoping someone can help me. I have three debts on a DMP and decided after nine years that I would ask for CCA's from all three. I got a reply from PRA enclosing a bad photocopy of the...
View ArticleUrgent help regarding Equita Council tax bailiffs due today please!!
Hello everyone, I'm here to ask for urgent advice regarding bailifs from Equita to enforce a Council Tax debt. It's not my debt, this is from a post on Reddi'ts CasualUK forum from someone faced with a...
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